Need help filing for bankruptcy?
In practice, we notice that many creditors have doubts about filing for bankruptcy. For example, because they think they will have to join the back of the queue. Behind the tax authorities and the bank. Or because of a difficult relationship with the curator , who mainly tries to line his own pockets. We offer you help or give you sound advice on how to approach this.
In practice, filing for bankruptcy appears to be a very effective method of forcing a buyer or customer to pay. And not because of the actual bankruptcy, but because of the threat of bankruptcy if the claim is not paid.
How does it work?
Suppose the company is indeed declared bankrupt. It then becomes difficult to collect the claim. The Tax and Customs Administration and the bank will be at the forefront and it is true that the trustee plays his own role.
However, that is no reason not to file for bankruptcy if your claim remains outstanding. Despite all payment reminders and attempts to force payment, which may mean that you are now at your lips.
Many creditors do not take into account the reaction of the company whose bankruptcy you are filing for. That company will do everything it can to avoid bankruptcy. Because nobody just pulls the plug on a company . And no one wants to let the company go bankrupt and settle the financial affairs with the bank and the tax authorities.
Often there are companies that can continue to exist just fine. And who just like to get on with what they were doing. They just need a clear incentive to pay, for example by filing for bankruptcy.
Payment to avoid bankruptcy
When we file for bankruptcy with the company whose payment to you is not forthcoming, we actually mainly encourage payment. By indicating what is likely to happen if the company does not come forward with the money you still owe.
The pressure is increasing, which means that more is possible than you might initially think. And so that the claim is suddenly paid or you have the opportunity to have a good conversation with each other. And, for example, to make a payment arrangement, for example to pay the outstanding amount in a number of installments.
Tip: During the payment arrangement, the bankruptcy petition can simply be put on hold. This prevents the pressure from going off the boiler too early. Instead, you continue to have the certainty that you will receive the payments until the full amount has been properly paid.
Ultimate collection method: filing for bankruptcy
Are you looking for the ultimate collection method to finally be able to collect an outstanding claim? Filing for bankruptcy is then an excellent choice. A possible bankruptcy leads to the following for the company and its owners:
- Plug out of the company
The plug goes out of the company, which the owners have sometimes built up over (decades of) years. That’s something they don’t want to just happen. - Enforcement of collateral
Creditors such as the bank can proceed to the enforcement of collateral. That’s something that business owners like to avoid. - Investigation of directors’ liability
The bankruptcy trustee can investigate the possibilities of directors’ and officers’ liability that have led to this situation. - Personal liability
In some cases directors can be held personally liable for the situation that has arisen. In the case of natural persons, the private assets also fall under the bankruptcy.
Bankruptcy applications via Credifin: 17+ years of experience
Credifin is there for you if you need help with filing for bankruptcy. We help you prepare the necessary documents and ensure that they meet all requirements. Not sure if filing for bankruptcy is the right thing to do? Do you need more legal advice ? We take a closer look at your file and give you insight into the chances of a successful application to the court.
Are you not yet sure whether bankruptcy is the right step, but do you want help with collecting an outstanding invoice? You can also call in our collection agency and we will be there for you. Simply submit your invoice online and we will get to work.
This is what our customers say
“Highly recommended! Very very helpful! Despite it being a relatively small bill, they handled it as if it had been a big one. I am so glad I hired them.” Studio Rodenhuis
“Very good communication, clear website and secure environment in which documents and communication are shared.” HSV the Working Dog Teteringen
“Unfortunately I have to use this service sometimes; but i’m happy with it when i need it. I have now been helped 2x; 1x with a private individual and 1x with a company who stuck their heads in the sand…” Handyman Michel
“I have a very high regard for debt collection agency Credifin, I have been submitting debt collection cases since 2019, almost always with a good result, I found them at the time via a youtube video (Engage debt collection agency I Credifin – Professional and innovative collection for fast results!), I thought , that video looks professional, I’m going to give it a try, I created an account and got to work right away, I haven’t regretted it to this day.” Administration office de Jong
